What closing costs will HUD pay?

When preparing line 5 of the Sales Contract, you will be able to request up to 3% of the bid amount for closing costs over and above those to be paid by HUD. These closing costs can include most costs associated with a buyer obtaining financing or closing the transaction. 

Please include in your calculations that HUD will not pay the cost of title insurance or the settlement. Therefore, these costs could be included in any request on line 5.